Gross to netDutch Tax Calculator 2026 — gross to net

After you calculate net pay, compare the annual package (including 8% holiday allowance) with our planning bands: tight under about €45k, typical €45k–€70k, comfortable €70k–€100k, and high at €100k+. These are planning labels, not official CBS classes. Open Dutch salaries after tax for the full table.

Convert your package to net first, then subtract rent. This site uses a dated planning 1-bed rent of about €1,850 per month for Amsterdam as a starting point — replace it with a real listing. The leftover must still cover food, insurance, transport, and savings.

Often yes, but not always. If 8% holiday allowance (vakantiegeld) is paid on top, the true annual package is higher than the headline number. Decode the offer, then recalculate net pay.

For many single full-time earners, €80,000 including holiday pay is in the comfortable planning band — about €4,255 net in a regular month under clear 2026 assumptions. Housing cost and household size still decide how it feels day to day.

The Dutch income tax system divides income into three categories or "boxes":

- Box 1: Income from employment, business activities, pensions, and an owner-occupied home

- Box 2: Income from a substantial interest, generally ownership of at least 5% of a company

- Box 3: Income from savings and investments

Each box has its own calculation. Losses generally remain within their box rather than offsetting income in another box.

Box 1 for someone below AOW age:

- Up to €38,883: 35.75%

- Above €38,883 through €78,426: 37.56%

- Above €78,426: 49.50%

Box 2:

- Up to €68,843: 24.5%

- Above €68,843: 31.0%

Box 3: 36% on the calculated Box 3 income. Different rates apply to people who have reached AOW age.

1. Apply progressive Box 1 tax rates to gross annual income

2. Calculate applicable tax credits (general + labour)

3. Subtract credits from gross tax to get final income tax

4. Subtract final income tax and other deductions from gross salary

Tax credits directly reduce your tax bill euro-for-euro (unlike deductions which reduce taxable income). Main credits are:

- General tax credit (algemene heffingskorting)

- Labour tax credit (arbeidskorting)

Box 3 taxes income from savings and investments. The standard calculation uses notional returns on assets held on January 1, but a lower actual return can be reported and applied when eligible. Dutch residents generally report worldwide Box 3 assets, subject to exemptions and treaty relief.

A tax facility allowing an employer to provide an eligible employee recruited from abroad with up to 30% of total remuneration tax-free for extraterritorial costs.

- Employee recruited from abroad

- Specific expertise, normally shown by taxable salary above €48,013, or €36,497 for an eligible employee under 30 with a qualifying Master's degree

- Lived more than 150 km from the Dutch border for more than 16 of the previous 24 months

- A valid joint application by the employee and employer

Reduces taxable income: €100,000 gross becomes €70,000 taxable + €30,000 tax-free allowance, resulting in significantly lower income tax and higher net pay.